💳 Payment Terms
When paid: Incentives credited by end of
next month
(e.g. March closes → paid by April 30)
Eligibility: Bank loan =
1st disbursement received | Ready cash =
65% received
Method: Bank transfer only — no UPI, no cash
Deduction rule: If payment stalls after initial amount (non-firm fault) → incentive deduction in
next disbursal cycle